Category: Term Insurance

One of the practical attractions of term insurance in India, beyond the core protection it provides, is the tax relief attached to…

Term insurance is one of the simplest financial products available to Indian families, yet it is remarkably easy to buy it badly.…

Return of premium term plans, often abbreviated as TROP, try to answer a complaint that many Indian buyers instinctively feel about plain…

A question that puzzles many first-time buyers is what actually happens if you survive your term insurance policy, paying premiums faithfully for…

For decades, term insurance in India was sold almost entirely to salaried male breadwinners, and homemakers were quietly left out of the…

Choosing the right term insurance policy is one of the most consequential financial decisions an Indian family can make, yet it is…

When Indian families shop for term insurance, one number gets quoted more than any other: the claim settlement ratio, usually shortened to…

One of the most common questions Indian buyers ask is when to buy term insurance, and the honest answer is that timing…

A base term insurance policy pays a lump sum to your family if you die during the policy term, which covers the…

Many Indian buyers use the phrases term insurance and life insurance interchangeably, which creates real confusion at the point of purchase. In…